Checking Products

 

All of our checking accounts include:

  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free eStatements

Take a look at our Comparison Chart for a side by side view.

Evermore Basic Checking

Our Evermore Basic checking product is designed for our valued customers who use their debit cards often and don’t want to worry about keeping a monthly minimum. The monthly service charge of $10.00 is waived when you maintain a $100.00 minimum balance. 

Account Details

  • Minimum Deposit to open Account $100.00
  • Free Debit Card
  • Offers eStatements

Evermore Better

Our Evermore Better Checking account is one that allows you to have all the conveniences and benefits of our Evermore Basic with the added benefit of earning interest on your money. The monthly service charge of $15.00 is waived when you maintain a $100.00 minimum balance.

Account Details

  • Minimum Deposit to open Account $100.00
  • Free Debit Card
  • Earns Interest
  • Offers eStatements

Evermore 55+

Our Evermore 55+ checking is designed just for our valued customers ages 55+. This account includes all the benefits of our Evermore 55+ with the added value of FREE checks and cashier's checks. The monthly service charge of $6.00 is waived when you maintain a $100.00 minimum balance.

Account Details

  • Minimum Deposit to open Account $100.00
  • Free Debit Card
  • Earns Interest
  • Offers eStatements

Evermore NOW Checking

Our Evermore NOW Checking account is one that allows you to have all the conveniences and benefits of our Evermore Basic with the added benefit of earning interest on your money. The monthly service charge of $15.00 is waived when you maintain a $100.00 minimum balance.

Account Details

  • Minimum Deposit to open Account $100.00
  • Free Debit Card
  • Earns Interest
  • Offers eStatements

Evermore Personal Money Market

For customers that want to earn more interest, our money market account is the answer. The more you keep in the account, the higher the interest rate. At the same time, you have the convenience of writing checks or using a debit card to access your funds. The monthly service charge of $15 is waived when you maintain a $1,000.00 minimum balance.

Account Details

  • Earns more interest with tiered interest rates
  • Minimum Deposit to open Account $1000.00
  • Unlimited transactions
  • Offers eStatements                                                                                                                                                                                                     
                                                                                                                                                                                                                        

Certificates of Deposit

  • Competitive Interest Rates based on Current Market Rates/Higher Rates than Traditional Savings Accounts
  • $1,000.00 Minimum Opening Deposit
  • Various Terms: Maturity dates ranging from 90 days to 5 years
  • Interest can be paid monthly or accrued and paid at maturity.
  • Penalties will apply if CD is closed early.

Checking Accounts Comparison Chart

Account PlansMinimum Deposit to Open

Minimum Daily Balance to Avoid Service Charge

Service Charge Interest Bearing
Evermore Basic Checking

$100

$100

$10

No
Evermore Better Checking $100 $100 $15 Yes
Evermore 55+ $100 $100 $6 Yes

Evermore NOW Checking

$100

$100

$15

Yes

Evermore Personal Money Market

$1,000

$1,000

$15

Yes

There are restrictions and limitations on opening deposits and funding methods. Online account opening is available for deposit accounts. Applicants must be at least 18 years old and legal residents of the United States. They must also possess a working device that meets the necessary specifications. Not all products are available in all locations, and not all products can be opened online.

Check Ordering

Personal and business checking products, including checks, can be ordered on our website. Follow link below or see a Customer Service Representative. For initial check orders, please see a customer service representative.

Order Checks